We offer advice on all aspects of house purchase and we make recommendations as to the most suitable mortgage for the client.

We offer advice on all types of mortgage transactions.

House purchase mortgages, for those looking to buy a house for the first time or an existing borrower moving house:

  • Re-mortgages for those clients looking to move Lenders to attract a better rate of interest, or increase their borrowing for home improvements or to consolidate debts.

  • Buy-to-Let Mortgages for clients looking to purchase a property to let, or looking to increase their borrowing on an existing Buy to Let in order to raise the deposit for their next purchase.

  • Further advances for clients looking to increase their borrowing for home improvements, debt consolidation or for any other purpose.

We offer advice on all types of mortgage available.

  • Offset Mortgages for clients who wish to offset the rate of interest they received on their savings against the rate of interest being charged on their mortgage.

  • Fixed Rates: the rate is fixed for a period, i.e. 5 years, suitable to those clients who are concerned about interest rates rising during the term of the mortgage.

  • Tracker Rates: the rate on interest is linked to the Bank of England Base Rate and can fluctuate during the mortgage term.

  • Capped and Collared Rates: These will either not rise above a set rate or fall below a set rate.

The advantage of coming to Associated Legal & Financial for mortgage advice is that we can look at the best product from the whole of the market - to find one that best suits the client. We can also compare the true costs of a mortgage taking into account hidden fees such as administration.

Your home may be repossessed if you do not keep up repayments on your mortgage or other loan secured on it. Think carefully before securing other debts against your home.

Associated Legal & Financial Limited is authorised and regulated by the Financial Conduct Authority. For UK residents only over the age of 18.
Associated Legal & Financial Limited, Registered in Scotland No:SC287798. Registered Office: Ros-N-Ree, Old Edinburgh Road South, Inverness, IV2 6AR
© 2010 Paul Coghill | Contact Developer
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